What is Car Insurance?
Car insurance is a contract between a driver and an insurance company, whereby the company covers the cost of damage in return for an insurance premium. There are two main types of car insurance: compulsory (RCA) and optional (CASCO). RCA protects third parties in the event of an accident, while CASCO covers damage to your own vehicle. At Rented, insurance is included or can be optionally added, giving customers flexibility and security.
How does car insurance work?
By signing an insurance contract, the driver pays a periodic sum called the premium. In the event of an accident, the insurance company compensates for the damage covered, either for third parties (through RCA) or for the insured vehicle (through CASCO). At RentedInsurance policies include these types of protection to help you travel with peace of mind.
Car Insurance Benefits
Car insurance offers several important safety benefits for drivers and vehicles, including:
Financial protectionWithout insurance, repair or compensation costs can be very high, and insurance will cover them.
Crash safety: Car insurance ensures that, in the event of an accident, you won't have to pay for damages to other vehicles involved.
Flexibility: The CASCO policy allows you to customize coverage for specific damage (theft, vandalism, natural phenomena).
What do you need to know about Car Insurance before taking out a contract?
Before signing a car insurance policy, it's important to know the specific terms, such as:
- Exclusions: Damages caused by negligence or drink-driving are not covered.
- FranșizaSome policies include an amount that the driver has to cover out of their own pocket.
- Coverage type: Check the types of risks included in your MTPL or CASCO policy.
Car insurance for safe travel
Car insurance is an essential component for the financial security and protection of your vehicle and driver. When renting from Rented, you benefit from insurance options that cover both MTPL and CASCO, giving you the peace of mind that you're protected in any unforeseen situation.